Protect your recreational vehicle

Customize your Recreational Vehicle Insurance | UTV ATV | Full Timers | Side by Side | Insurance Services of Southern Oregon, LLC.

Do you have the right coverage?

So what exactly is RV or ATV insurance? Well, it's insurance that provides protection for your RV or ATV in case you cause any injuries or damages to others. It can also cover the cost of damages to your vehicle if something happens that's covered by your policy. The coverage you choose will depend on how you use your RV or ATV, whether it's just for fun or if you live in it full-time. So how does RV or ATV insurance actually work? Let's say you have an accident or cause damage to someone else's property. You can file a claim with your insurance provider, and depending on the incident, they'll pay for the losses or injuries up to the coverage amount you selected. Some differences exist between RV/ATV insurance and regular auto insurance. When you get RV or ATV insurance, the insurer or agent will ask you some simple questions about yourself, your RV/ATV, and how often you use it. Based on your answers, you'll choose the coverages that will best protect you and your vehicle. Some options include liability, collision, comprehensive, uninsured/underinsured motorist, and even RV or ATV towing insurance. Just keep in mind that more coverage usually means a higher insurance premium., and be sure to ask if you've added customized equipment.

Contact us today to discuss your options.